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Do you own or rent your home?

"Do you own or rent your home?"

Renting or owning a home sometimes indicates your financial status.  Renters are usually people who do not have enough down payment for a house or people with bad credit who cannot get a loan.  So it is best to have your own home, but if you don't, then give them an answer that shows you are preparing to buy a home.

"I'm currently renting, but I plan on buying my own place next year."

"I'm renting right now, but I'll probably buy a house when I get married."

If you own your house, then a simple, "I own my house" will be a good enough answer.

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